Report Detail

Service & Software Global Personal Loans Market 2024 by Company, Regions, Type and Application, Forecast to 2030

  • RnM4599721
  • |
  • 02 July, 2024
  • |
  • Global
  • |
  • 109 Pages
  • |
  • GIR (Global Info Research)
  • |
  • Service & Software

According to our (Global Info Research) latest study, the global Personal Loans market size was valued at USD million in 2023 and is forecast to a readjusted size of USD million by 2030 with a CAGR of % during review period.
Over the last 10 years, investors funneled many billions of dollars into the personal loan market. These investments came in the form of venture capital, various bond structures and even direct investments in loans. Fueled by this influx of capital (and some innovative technologists), the once stagnant personal loans industry exploded with double-digit growth rates.

In 2018, the number of personal loan accounts rose to 19.5 million. An increase of 12.5% from 2017 (source). Subprime originations grew 28% between Q2 2017 and Q2 2018. In contrast, originations for subprime borrowers dropped by 7.1% between 2016 and 2018.

Has the personal loan boom reached its peak? SuperMoney’s 2019 personal loans industry study will answer that question while also providing a detailed look at the consumer lending sector as a whole. Let’s get started.Personal loans, also known as consumer loans or installment loans, are closed-end uncollateralized sources of credit. This means that, unlike mortgages and most auto loans, they don’t require collateral. And unlike credit cards, they have fixed payments for a specific period of time.
The Global Info Research report includes an overview of the development of the Personal Loans industry chain, the market status of Below 1 years (Below 5000 USD, 5000-50000 USD), 1-3 years (Below 5000 USD, 5000-50000 USD), and key enterprises in developed and developing market, and analysed the cutting-edge technology, patent, hot applications and market trends of Personal Loans.
Regionally, the report analyzes the Personal Loans markets in key regions. North America and Europe are experiencing steady growth, driven by government initiatives and increasing consumer awareness. Asia-Pacific, particularly China, leads the global Personal Loans market, with robust domestic demand, supportive policies, and a strong manufacturing base.
Key Features:
The report presents comprehensive understanding of the Personal Loans market. It provides a holistic view of the industry, as well as detailed insights into individual components and stakeholders. The report analysis market dynamics, trends, challenges, and opportunities within the Personal Loans industry.
The report involves analyzing the market at a macro level:
Market Sizing and Segmentation: Report collect data on the overall market size, including the revenue generated, and market share of different by Type (e.g., Below 5000 USD, 5000-50000 USD).
Industry Analysis: Report analyse the broader industry trends, such as government policies and regulations, technological advancements, consumer preferences, and market dynamics. This analysis helps in understanding the key drivers and challenges influencing the Personal Loans market.
Regional Analysis: The report involves examining the Personal Loans market at a regional or national level. Report analyses regional factors such as government incentives, infrastructure development, economic conditions, and consumer behaviour to identify variations and opportunities within different markets.
Market Projections: Report covers the gathered data and analysis to make future projections and forecasts for the Personal Loans market. This may include estimating market growth rates, predicting market demand, and identifying emerging trends.
The report also involves a more granular approach to Personal Loans:
Company Analysis: Report covers individual Personal Loans players, suppliers, and other relevant industry players. This analysis includes studying their financial performance, market positioning, product portfolios, partnerships, and strategies.
Consumer Analysis: Report covers data on consumer behaviour, preferences, and attitudes towards Personal Loans This may involve surveys, interviews, and analysis of consumer reviews and feedback from different by Application (Below 1 years, 1-3 years).
Technology Analysis: Report covers specific technologies relevant to Personal Loans. It assesses the current state, advancements, and potential future developments in Personal Loans areas.
Competitive Landscape: By analyzing individual companies, suppliers, and consumers, the report present insights into the competitive landscape of the Personal Loans market. This analysis helps understand market share, competitive advantages, and potential areas for differentiation among industry players.
Market Validation: The report involves validating findings and projections through primary research, such as surveys, interviews, and focus groups.
Market Segmentation
Personal Loans market is split by Type and by Application. For the period 2019-2030, the growth among segments provides accurate calculations and forecasts for consumption value by Type, and by Application in terms of value.
Market segment by Type
Below 5000 USD
5000-50000 USD
Above 50000 USD
Market segment by Application
Below 1 years
1-3 years
Above years
Market segment by players, this report covers
LightStream
SoFi
Citizens Bank
Marcus
FreedomPlus
Payoff
OneMain Financial
Avant
Prosper
Lending Club
Best Egg
Earnest
Payoff
Earnin
Market segment by regions, regional analysis covers
North America (United States, Canada, and Mexico)
Europe (Germany, France, UK, Russia, Italy, and Rest of Europe)
Asia-Pacific (China, Japan, South Korea, India, Southeast Asia, Australia and Rest of Asia-Pacific)
South America (Brazil, Argentina and Rest of South America)
Middle East & Africa (Turkey, Saudi Arabia, UAE, Rest of Middle East & Africa)
The content of the study subjects, includes a total of 13 chapters:
Chapter 1, to describe Personal Loans product scope, market overview, market estimation caveats and base year.
Chapter 2, to profile the top players of Personal Loans, with revenue, gross margin and global market share of Personal Loans from 2019 to 2024.
Chapter 3, the Personal Loans competitive situation, revenue and global market share of top players are analyzed emphatically by landscape contrast.
Chapter 4 and 5, to segment the market size by Type and application, with consumption value and growth rate by Type, application, from 2019 to 2030.
Chapter 6, 7, 8, 9, and 10, to break the market size data at the country level, with revenue and market share for key countries in the world, from 2019 to 2024.and Personal Loans market forecast, by regions, type and application, with consumption value, from 2025 to 2030.
Chapter 11, market dynamics, drivers, restraints, trends and Porters Five Forces analysis.
Chapter 12, the key raw materials and key suppliers, and industry chain of Personal Loans.
Chapter 13, to describe Personal Loans research findings and conclusion.


1 Market Overview

  • 1.1 Product Overview and Scope of Personal Loans
  • 1.2 Market Estimation Caveats and Base Year
  • 1.3 Classification of Personal Loans by Type
    • 1.3.1 Overview: Global Personal Loans Market Size by Type: 2019 Versus 2023 Versus 2030
    • 1.3.2 Global Personal Loans Consumption Value Market Share by Type in 2023
    • 1.3.3 Below 5000 USD
    • 1.3.4 5000-50000 USD
    • 1.3.5 Above 50000 USD
  • 1.4 Global Personal Loans Market by Application
    • 1.4.1 Overview: Global Personal Loans Market Size by Application: 2019 Versus 2023 Versus 2030
    • 1.4.2 Below 1 years
    • 1.4.3 1-3 years
    • 1.4.4 Above years
  • 1.5 Global Personal Loans Market Size & Forecast
  • 1.6 Global Personal Loans Market Size and Forecast by Region
    • 1.6.1 Global Personal Loans Market Size by Region: 2019 VS 2023 VS 2030
    • 1.6.2 Global Personal Loans Market Size by Region, (2019-2030)
    • 1.6.3 North America Personal Loans Market Size and Prospect (2019-2030)
    • 1.6.4 Europe Personal Loans Market Size and Prospect (2019-2030)
    • 1.6.5 Asia-Pacific Personal Loans Market Size and Prospect (2019-2030)
    • 1.6.6 South America Personal Loans Market Size and Prospect (2019-2030)
    • 1.6.7 Middle East and Africa Personal Loans Market Size and Prospect (2019-2030)

2 Company Profiles

  • 2.1 LightStream
    • 2.1.1 LightStream Details
    • 2.1.2 LightStream Major Business
    • 2.1.3 LightStream Personal Loans Product and Solutions
    • 2.1.4 LightStream Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.1.5 LightStream Recent Developments and Future Plans
  • 2.2 SoFi
    • 2.2.1 SoFi Details
    • 2.2.2 SoFi Major Business
    • 2.2.3 SoFi Personal Loans Product and Solutions
    • 2.2.4 SoFi Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.2.5 SoFi Recent Developments and Future Plans
  • 2.3 Citizens Bank
    • 2.3.1 Citizens Bank Details
    • 2.3.2 Citizens Bank Major Business
    • 2.3.3 Citizens Bank Personal Loans Product and Solutions
    • 2.3.4 Citizens Bank Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.3.5 Citizens Bank Recent Developments and Future Plans
  • 2.4 Marcus
    • 2.4.1 Marcus Details
    • 2.4.2 Marcus Major Business
    • 2.4.3 Marcus Personal Loans Product and Solutions
    • 2.4.4 Marcus Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.4.5 Marcus Recent Developments and Future Plans
  • 2.5 FreedomPlus
    • 2.5.1 FreedomPlus Details
    • 2.5.2 FreedomPlus Major Business
    • 2.5.3 FreedomPlus Personal Loans Product and Solutions
    • 2.5.4 FreedomPlus Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.5.5 FreedomPlus Recent Developments and Future Plans
  • 2.6 Payoff
    • 2.6.1 Payoff Details
    • 2.6.2 Payoff Major Business
    • 2.6.3 Payoff Personal Loans Product and Solutions
    • 2.6.4 Payoff Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.6.5 Payoff Recent Developments and Future Plans
  • 2.7 OneMain Financial
    • 2.7.1 OneMain Financial Details
    • 2.7.2 OneMain Financial Major Business
    • 2.7.3 OneMain Financial Personal Loans Product and Solutions
    • 2.7.4 OneMain Financial Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.7.5 OneMain Financial Recent Developments and Future Plans
  • 2.8 Avant
    • 2.8.1 Avant Details
    • 2.8.2 Avant Major Business
    • 2.8.3 Avant Personal Loans Product and Solutions
    • 2.8.4 Avant Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.8.5 Avant Recent Developments and Future Plans
  • 2.9 Prosper
    • 2.9.1 Prosper Details
    • 2.9.2 Prosper Major Business
    • 2.9.3 Prosper Personal Loans Product and Solutions
    • 2.9.4 Prosper Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.9.5 Prosper Recent Developments and Future Plans
  • 2.10 Lending Club
    • 2.10.1 Lending Club Details
    • 2.10.2 Lending Club Major Business
    • 2.10.3 Lending Club Personal Loans Product and Solutions
    • 2.10.4 Lending Club Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.10.5 Lending Club Recent Developments and Future Plans
  • 2.11 Best Egg
    • 2.11.1 Best Egg Details
    • 2.11.2 Best Egg Major Business
    • 2.11.3 Best Egg Personal Loans Product and Solutions
    • 2.11.4 Best Egg Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.11.5 Best Egg Recent Developments and Future Plans
  • 2.12 Earnest
    • 2.12.1 Earnest Details
    • 2.12.2 Earnest Major Business
    • 2.12.3 Earnest Personal Loans Product and Solutions
    • 2.12.4 Earnest Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.12.5 Earnest Recent Developments and Future Plans
  • 2.13 Payoff
    • 2.13.1 Payoff Details
    • 2.13.2 Payoff Major Business
    • 2.13.3 Payoff Personal Loans Product and Solutions
    • 2.13.4 Payoff Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.13.5 Payoff Recent Developments and Future Plans
  • 2.14 Earnin
    • 2.14.1 Earnin Details
    • 2.14.2 Earnin Major Business
    • 2.14.3 Earnin Personal Loans Product and Solutions
    • 2.14.4 Earnin Personal Loans Revenue, Gross Margin and Market Share (2019-2024)
    • 2.14.5 Earnin Recent Developments and Future Plans

3 Market Competition, by Players

  • 3.1 Global Personal Loans Revenue and Share by Players (2019-2024)
  • 3.2 Market Share Analysis (2023)
    • 3.2.1 Market Share of Personal Loans by Company Revenue
    • 3.2.2 Top 3 Personal Loans Players Market Share in 2023
    • 3.2.3 Top 6 Personal Loans Players Market Share in 2023
  • 3.3 Personal Loans Market: Overall Company Footprint Analysis
    • 3.3.1 Personal Loans Market: Region Footprint
    • 3.3.2 Personal Loans Market: Company Product Type Footprint
    • 3.3.3 Personal Loans Market: Company Product Application Footprint
  • 3.4 New Market Entrants and Barriers to Market Entry
  • 3.5 Mergers, Acquisition, Agreements, and Collaborations

4 Market Size Segment by Type

  • 4.1 Global Personal Loans Consumption Value and Market Share by Type (2019-2024)
  • 4.2 Global Personal Loans Market Forecast by Type (2025-2030)

5 Market Size Segment by Application

  • 5.1 Global Personal Loans Consumption Value Market Share by Application (2019-2024)
  • 5.2 Global Personal Loans Market Forecast by Application (2025-2030)

6 North America

  • 6.1 North America Personal Loans Consumption Value by Type (2019-2030)
  • 6.2 North America Personal Loans Consumption Value by Application (2019-2030)
  • 6.3 North America Personal Loans Market Size by Country
    • 6.3.1 North America Personal Loans Consumption Value by Country (2019-2030)
    • 6.3.2 United States Personal Loans Market Size and Forecast (2019-2030)
    • 6.3.3 Canada Personal Loans Market Size and Forecast (2019-2030)
    • 6.3.4 Mexico Personal Loans Market Size and Forecast (2019-2030)

7 Europe

  • 7.1 Europe Personal Loans Consumption Value by Type (2019-2030)
  • 7.2 Europe Personal Loans Consumption Value by Application (2019-2030)
  • 7.3 Europe Personal Loans Market Size by Country
    • 7.3.1 Europe Personal Loans Consumption Value by Country (2019-2030)
    • 7.3.2 Germany Personal Loans Market Size and Forecast (2019-2030)
    • 7.3.3 France Personal Loans Market Size and Forecast (2019-2030)
    • 7.3.4 United Kingdom Personal Loans Market Size and Forecast (2019-2030)
    • 7.3.5 Russia Personal Loans Market Size and Forecast (2019-2030)
    • 7.3.6 Italy Personal Loans Market Size and Forecast (2019-2030)

8 Asia-Pacific

  • 8.1 Asia-Pacific Personal Loans Consumption Value by Type (2019-2030)
  • 8.2 Asia-Pacific Personal Loans Consumption Value by Application (2019-2030)
  • 8.3 Asia-Pacific Personal Loans Market Size by Region
    • 8.3.1 Asia-Pacific Personal Loans Consumption Value by Region (2019-2030)
    • 8.3.2 China Personal Loans Market Size and Forecast (2019-2030)
    • 8.3.3 Japan Personal Loans Market Size and Forecast (2019-2030)
    • 8.3.4 South Korea Personal Loans Market Size and Forecast (2019-2030)
    • 8.3.5 India Personal Loans Market Size and Forecast (2019-2030)
    • 8.3.6 Southeast Asia Personal Loans Market Size and Forecast (2019-2030)
    • 8.3.7 Australia Personal Loans Market Size and Forecast (2019-2030)

9 South America

  • 9.1 South America Personal Loans Consumption Value by Type (2019-2030)
  • 9.2 South America Personal Loans Consumption Value by Application (2019-2030)
  • 9.3 South America Personal Loans Market Size by Country
    • 9.3.1 South America Personal Loans Consumption Value by Country (2019-2030)
    • 9.3.2 Brazil Personal Loans Market Size and Forecast (2019-2030)
    • 9.3.3 Argentina Personal Loans Market Size and Forecast (2019-2030)

10 Middle East & Africa

  • 10.1 Middle East & Africa Personal Loans Consumption Value by Type (2019-2030)
  • 10.2 Middle East & Africa Personal Loans Consumption Value by Application (2019-2030)
  • 10.3 Middle East & Africa Personal Loans Market Size by Country
    • 10.3.1 Middle East & Africa Personal Loans Consumption Value by Country (2019-2030)
    • 10.3.2 Turkey Personal Loans Market Size and Forecast (2019-2030)
    • 10.3.3 Saudi Arabia Personal Loans Market Size and Forecast (2019-2030)
    • 10.3.4 UAE Personal Loans Market Size and Forecast (2019-2030)

11 Market Dynamics

  • 11.1 Personal Loans Market Drivers
  • 11.2 Personal Loans Market Restraints
  • 11.3 Personal Loans Trends Analysis
  • 11.4 Porters Five Forces Analysis
    • 11.4.1 Threat of New Entrants
    • 11.4.2 Bargaining Power of Suppliers
    • 11.4.3 Bargaining Power of Buyers
    • 11.4.4 Threat of Substitutes
    • 11.4.5 Competitive Rivalry

12 Industry Chain Analysis

  • 12.1 Personal Loans Industry Chain
  • 12.2 Personal Loans Upstream Analysis
  • 12.3 Personal Loans Midstream Analysis
  • 12.4 Personal Loans Downstream Analysis

13 Research Findings and Conclusion

    14 Appendix

    • 14.1 Methodology
    • 14.2 Research Process and Data Source

    Summary:
    Get latest Market Research Reports on Personal Loans. Industry analysis & Market Report on Personal Loans is a syndicated market report, published as Global Personal Loans Market 2024 by Company, Regions, Type and Application, Forecast to 2030. It is complete Research Study and Industry Analysis of Personal Loans market, to understand, Market Demand, Growth, trends analysis and Factor Influencing market.

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